affordable jewelry under $20

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I've been hunting for cute jewelry that doesn't break the bank, and it's amazing what you can find for under $20. Simple silver studs, delicate chain bracelets, and even some fun enamel earrings are out there if you know where to look. The trick is to stick with classic shapes and avoid anything that says 'fashion' in the listing; those tend to tarnish fast. My favorite find so far is a tiny star pendant on a thin chain—it looks way more expensive than it was.