find a fiduciary advisor

https://charlie-wiki.win/index.php/Why_Advice-Only_Financial_Planning_Is_Gaining_Traction_with_Clients_Who_Value_Objectivity

Finding a fiduciary advisor means choosing someone legally bound to act in your best interest, not just sell you products. They must disclose conflicts, explain fees upfront, and prioritize your goals over their commissions. It's worth interviewing a few candidates, asking how they're compensated, and checking their credentials. A good fiduciary can simplify retirement planning, tax strategies, or estate decisions, giving you confidence your financial future is in capable hands.