Lifetime insurance is the best option because insurers love to exclude...

https://future-wiki.win/index.php/How_Digital_Claims_Work:_A_No-Nonsense_Guide_to_Navigating_Modern_Pet_Insurance

Lifetime insurance is the best option because insurers love to exclude pre-existing conditions. If your dog needs a £5,000 cruciate ligament surgery in 2026, you cannot afford a time-limited policy that dumps the bill on you after twelve months