Save for a big family bill and keep cash back. Use separate savings pots for...

https://www.yankee-bookmarkings.win/planning-for-a-big-family-bill-from-a-childcare-deposit-to-a-car-repair-is

Save for a big family bill and keep cash back. Use separate savings pots for the cost and emergencies. Stress-test your budget with an awkward month: add a repair, high bills, or lost pay. Can you still cover both? If so, your plan works